Australia to USA money transfers
How to Send Money From Australia to USA
Sending money from Australia to the USA is usually straightforward: compare the exchange rate and fees, choose a transfer method, enter your recipient’s details and pay in AUD. The key is checking exactly how many US dollars your recipient will receive before you confirm.
What you need to send money to the USA from Australia
Most online international money transfer services ask for a few basic details before you can send. Having these ready can make the process much faster.
Your identification
Providers may need to verify your identity before allowing a transfer.
Your recipient’s details
For a bank transfer, this commonly includes their full name, US bank account number and routing number.
A payment method
You may be able to pay from an Australian bank account or with another option offered by the provider.
The transfer purpose and amount
Be ready to enter the amount in AUD and review the amount arriving in USD.
How to send money from Australia to USA
- Choose a transfer provider. Compare the displayed AUD to USD exchange rate, transfer fee, delivery estimate and receiving options.
- Create an account and verify your identity. Follow the provider’s registration process and provide the requested information.
- Set the destination to the United States. Enter the amount you want to send in Australian dollars, or the USD amount your recipient needs.
- Add the recipient. Enter their bank details carefully, or choose another supported receive method such as cash pickup or a mobile wallet where available.
- Review the transfer. Check the exchange rate, fees, recipient details and final USD payout before paying.
- Pay and track the transfer. Complete payment using the available method and keep the confirmation until the money arrives.
Transfer options differ by provider. For example, services may offer bank deposit, cash pickup or mobile wallet delivery. Always check what is available for your recipient before sending.
How to compare Australia-to-USA transfer options
The cheapest-looking fee is not always the best value. A provider can charge a low upfront fee but offer a less favourable exchange rate. Compare the final USD amount your recipient will receive.
| Check | Why it matters |
|---|---|
| Exchange rate | A small difference in the AUD/USD rate can change the final amount received. |
| Transfer fee | Check whether the fee is shown separately or reflected in the rate. |
| Delivery time | Some transfers may arrive faster than others, depending on the payment and receiving method. |
| Receiving method | Confirm whether your recipient can receive to their bank account, cash pickup location or wallet. |
| Transfer limits | Review minimums, maximums and any verification requirements before you rely on a service. |
It can help to compare a few established providers. You can review the general sending steps published by Revolut for transfers to the USA, explore WorldRemit’s Australia-to-US transfer options, or check the delivery choices listed by MoneyGram Australia.
LemFi referral offer
What is the LemFi referral code ABU5RR9M?
ABU5RR9M is a LemFi referral code for new users. Under the stated offer, you can get a €20/£20/$20 bonus on your next transfer when you send €100/£100/$100 on your first transfer in 2026.
The applicable currency, availability, eligibility and reward terms can vary, so check the offer details in the LemFi app before you send. The bonus is not a substitute for comparing the exchange rate, fees and delivery details for your transfer.
How to use the LemFi referral code
If LemFi is available for your needs, follow these steps to apply the referral offer as a new user:
- Start through the LemFi referral link.
- Create your account and complete any required verification.
- Enter referral code ABU5RR9M if the app presents a referral-code field.
- Set up your first eligible transfer in 2026.
- Send at least €100, £100 or $100, subject to the offer terms shown in the app.
- Check that the €20/£20/$20 reward is recorded for your next transfer.
Frequently asked questions
What details do I need for a US bank transfer?
You will generally need the recipient’s full name, US bank account number and routing number. Your provider will show the specific details it requires.
How much is the LemFi referral bonus?
The stated referral offer is a €20, £20 or $20 bonus on your next transfer after an eligible first transfer of €100, £100 or $100 in 2026 using code ABU5RR9M.
Can I use the referral code after my first transfer?
Referral offers are commonly intended for new users, so add ABU5RR9M during sign-up or before making your first eligible transfer. Confirm the current in-app terms before proceeding.
What is the best way to compare transfer costs?
Enter the same AUD amount into each provider’s calculator and compare the total fee, exchange rate, delivery time and final USD amount received.
Send with confidence and check the final USD amount
To send money from Australia to USA, choose a provider that supports your preferred delivery method, verify the recipient details and review the complete transfer before payment. If you are a new eligible LemFi user, use ABU5RR9M and make an eligible first transfer of €100, £100 or $100 in 2026 to receive the €20/£20/$20 bonus on your next transfer.
Use referral code ABU5RR9M