Recipient details
Confirm the recipient’s name and Australian bank information carefully. A single incorrect digit can delay a transfer.
US to Australia money transfers
How to Send Money From US to Australia
Sending money from the United States to Australia is usually straightforward: choose a transfer provider, enter the recipient’s Australian bank details, pay for the transfer and track its progress. The important part is comparing the exchange rate, fees and delivery estimate before you confirm.
LemFi referral offer: Use code ABU5RR9M. New users who send €100/£100/$100 on their first transfer in 2026 can receive a €20/£20/$20 bonus on their next transfer, subject to the offer’s applicable terms and eligibility.
Start here
What you need before sending money to Australia
Have the recipient’s details ready before you start. The exact information varies by provider and payout method, but an Australian bank transfer commonly requires the recipient’s full name, bank name, BSB and account number.
Payment method
Check whether you will pay from a US bank account, debit card or another supported method in the provider’s app.
Transfer total
Decide whether you are sending a fixed US dollar amount or need the recipient to receive a specific amount in Australian dollars.
Before paying, review both the upfront charge and the exchange rate. As Moneysmart explains, comparing fees and currency conversion rates helps you see the real cost of an overseas transfer.
New-user incentive
What is the LemFi referral code ABU5RR9M?
ABU5RR9M is a LemFi referral code for eligible new users. The promotional offer is a €20/£20/$20 bonus on your next transfer when you make a first transfer of at least €100/£100/$100 in 2026.
The qualifying amount and bonus currency depend on the currency shown to you in the offer. Enter the code during sign-up if a referral field is available, rather than waiting until after your first transfer.
Promotions can have country, account-verification, transfer-route or payment-method conditions. Check the terms displayed in LemFi before making a transfer, especially if Australia does not appear as an available destination in your account.
Simple walkthrough
How to use LemFi code ABU5RR9M and send your first transfer
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1
Open LemFi or download the app
Start through the official LemFi website, or download the app from Google Play or the Apple App Store.
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2
Create and verify your account
Provide the requested personal information and complete any identity checks. International transfer providers may need verification before transfers can be sent.
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3
Enter referral code ABU5RR9M
Add ABU5RR9M in the referral or promo-code field during registration. Check that it has been accepted before proceeding.
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4
Set Australia as the destination
Select Australia if it is available, choose the amount to send and add the recipient’s details exactly as provided.
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5
Review and fund your transfer
Check the AUD amount, exchange rate, fees and expected delivery time. To meet the stated referral threshold, make a first transfer of at least €100, £100 or $100 in 2026, as applicable to your offer.
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6
Keep your confirmation
Save the transfer confirmation and monitor the status in the app. The referral bonus is intended for your next transfer after the qualifying first transfer.
Choose with confidence
Compare the transfer before you send
A referral bonus can be useful, but it should not be the only reason to choose a provider. Compare the final amount your recipient receives in Australian dollars, not just the advertised fee.
| Check | Why it matters | What to do |
|---|---|---|
| Exchange rate | A weaker USD-to-AUD rate can reduce the recipient’s payout. | Compare the rate and the final AUD amount. |
| Transfer fee | A low headline fee does not always mean the lowest overall cost. | Review all charges before confirming. |
| Delivery time | Urgent payments may need a faster payout option. | Check the estimate shown for your payment method. |
| Transfer limits | Providers may apply limits based on verification or payment type. | Confirm the maximum before planning a large transfer. |
Useful rule: never send funds until you have checked the recipient details, total cost and amount due to arrive in AUD.
Common questions
FAQs about sending money from the US to Australia
How much do I need to send to qualify for the LemFi referral bonus?
The stated requirement is a first transfer of €100, £100 or $100 in 2026. The applicable currency and any additional conditions should be confirmed in the offer shown in your account.
When do I get the €20/£20/$20 bonus?
The promotion states that the €20/£20/$20 bonus is for your next transfer after you complete the qualifying first transfer. Check LemFi’s displayed terms for the timing and redemption conditions.
Can I use a bank instead of a money-transfer app?
Yes. Banks and specialist international money-transfer services are both options. Compare the rate, fees, delivery estimate and receiving method before choosing.
Send to Australia with the details checked first
For a smoother US-to-Australia transfer, verify the recipient details, compare the total conversion cost and review the delivery estimate before payment. If LemFi is available for your transfer route and you are a new eligible user, add referral code ABU5RR9M during sign-up and complete the qualifying €100/£100/$100 first transfer in 2026 to access the stated next-transfer bonus.
Get started with code ABU5RR9M