Your details
Your legal name, contact details, identification and a funding method such as an Australian bank account or eligible card.
Australia to United States transfers
How to Transfer Money From Australia to America
Sending money from Australia to the United States is usually straightforward once you compare the total cost, confirm the recipient details and choose a transfer provider that suits your payment and delivery needs.
New LemFi user?
Use referral code ABU5RR9M and send €100/£100/$100 on your first transfer in 2026 to receive a €20/£20/$20 bonus.
Start with the LemFi referral offer
Before you send, check the exchange rate, transfer fee, payment method and estimated arrival time. The Australian Government’s guide to sending money overseas recommends comparing both rates and fees, rather than looking at one cost alone.
The quick process
What you need to transfer money from Australia to the US
Whether you use a bank or a specialist money transfer provider, have the key details ready before you begin. This helps avoid delays caused by incorrect or missing information.
Recipient details
The recipient’s full name and the details required for their chosen receiving method, such as US bank account information.
Transfer details
The amount in AUD or USD, the exchange rate offered, all fees, delivery estimate and any transfer limits.
Choose carefully
Compare your transfer options
Australians commonly send money to America through their bank or a dedicated international money transfer service. The right option depends on the amount, urgency and how the recipient wants to receive the funds.
| Option | May suit you if | Check before sending |
|---|---|---|
| Australian bank | You prefer to transfer through an existing banking relationship. | International payment fee, exchange-rate margin, recipient bank requirements and delivery time. |
| Money transfer provider | You want to compare digital transfer options and see a quote before paying. | All fees, rate, payment methods, supported US delivery options and eligibility. |
| Cash transfer service | Your recipient needs a cash collection option, where available. | Collection location, ID requirements, fees and collection limits. |
Transfer times can range from near-instant to several business days depending on the provider, payment method, security checks and receiving method. Always rely on the estimate shown for your specific transfer rather than assuming a standard delivery time.
LemFi referral offer
What is the LemFi referral code ABU5RR9M?
ABU5RR9M is a LemFi referral code for eligible new users. Under the stated offer, you can receive a €20/£20/$20 bonus when you complete your first transfer of €100/£100/$100 in 2026.
€20 / £20 / $20
Referral bonus at a glance
- Code: ABU5RR9M
- Who it is for: new LemFi users
- Requirement: send €100/£100/$100 on your first transfer in 2026
- Reward: €20/£20/$20 bonus, subject to the offer terms and eligibility
Referral promotions can have country, account, currency, verification and transfer-corridor conditions. Check the live terms shown during sign-up and before you pay. In particular, confirm that the Australia-to-US route and your preferred payment method are available for your account.
New-user walkthrough
How to use the LemFi referral code
- 1Open the referral page.
Start through the LemFi referral link so the offer is connected to your sign-up. - 2Create your account.
Enter your details and complete any identity verification requested by LemFi. - 3Check the referral code.
If the app or sign-up flow asks for a code, enter ABU5RR9M. Confirm it has been accepted before continuing. - 4Set up your first transfer.
Select the sending and receiving details, then review the quoted rate, fees and delivery information. - 5Meet the offer requirement.
Send at least €100/£100/$100 on your first transfer in 2026, following the promotion’s current terms. - 6Look for your bonus.
Check the in-app promotion details or account communications for the bonus timing and redemption conditions.
You can also download the app from Google Play or the Apple App Store. For product and availability information, visit the official LemFi website.
Common questions
FAQ: Australia to America money transfers
How much does it cost to transfer money from Australia to America?
Costs vary by provider and can include a transfer fee plus a margin built into the AUD-to-USD exchange rate. Compare the final amount the recipient will receive, not just the upfront fee.
How long does an Australia-to-US transfer take?
It may take minutes or up to several business days. The actual timing depends on the service, payment method, recipient method and any required checks.
Do I need to enter ABU5RR9M manually?
If you begin through the referral link, the offer may be associated with your sign-up. If a referral-code field appears, enter ABU5RR9M and verify it before making your first transfer.
When do I qualify for the LemFi referral bonus?
The stated promotion requires a new user to send €100/£100/$100 on their first transfer in 2026. Confirm the live promotional terms, eligible currencies and any other conditions before transferring.
Ready to make your first transfer?
For any Australia-to-America transfer, take a moment to compare the full quote and double-check recipient details. If you are eligible for the LemFi new-user promotion, use ABU5RR9M, complete a qualifying first transfer of €100/£100/$100 in 2026 and claim the available €20/£20/$20 bonus under the applicable terms.
Use code ABU5RR9M with LemFi